O BNDES is publicizing the opening of financing operations that are part of the “Maquininhas Credit Access Program”, with a budgetary allocation of R$ 5 billion, stipulated by the Ministry of Economy.
This program aims to support MEIs, micro and small companies (with revenues up to R$ 4.8 million / year), using as collateral the receivables of future transactions through digital payments, dispensing with surety requirements and real guarantees.
The Program admits operations of up to R$ 50 thousand or twice the monthly average of sales of goods and services rendered by the company per beneficiary (whichever is less). The final interest rate is up to 6%a.a with a total term of 36 months and up to a 6-month grace period for the payment of the first installment.
The requested guarantees will be the fiduciary assignment of 8% of the credit rights to be constituted of the sales made by digital payment (credit, debit and prepaid cards), limited to the value of the contract.
The funds can be requested through partner financial institutions and enabled by BNDES and the Program will remain in effect until 12/31/2020.
For more information, visit: https://www.bndes.gov.br/wps/portal/site/home/financiamento/produto/peac-maquininhas.
BNDE also provides a link to frequently asked questions (FAQ): https://www.bndes.gov.br/wps/portal/site/home/quem-somos/canais-atendimento/duvidas-medidas-emergenciais
And the video: https://youtu.be/tvcFXAw3jj4.
EN 
PT 
